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No rebate is payable in any month in which the minimum payment is not received by the due date. The minimum amount you need to pay us each month will be 10% of the total amount owing or £50, whichever is more. No rebate is payable on cash withdrawals, interest, fees, balance transfers, amounts subsequently re-credited to your account due to refunds, or expenditure in any one month exceeding the amount of your Credit Limit. No rebate is payable if you end the agreement before the relevant Card Anniversary Date or if, in the 12 months preceding your Card Anniversary Date, the aggregate amount of all transactions (other than cash advances and balance transfers) totals less than £3000.
Cashback is earned on virtually every full pound spend per transaction. Subject to the above a rebate of 5% will be payable to you by us on all transactions made in the first 3 months up to £100 and applied at the same time as any annual rebate. An annual rebate on all transactions (other than the exclusions stated above and any introductory offer) will be payable to you by us and calculated at the following rates, 0.5% for aggregate amounts up to £3,500; and 1% for aggregate amounts from £3,501 to £7,500; and 1.25% for aggregate amounts in excess of £7,501.
A dormancy fee of £20 per year will be payable by you if the aggregate amount of all transactions, other than cash advances & balance transfers, that have taken place during the preceding 12 months is £0.
American Express may vary the %APR, interest rates and other charges from time to time. We may offer you the opportunity to request Balance Transfer(s) from time to time - we will charge interest on all balances that result from Balance Transfer(s) at the standard rate of 18.9% per annum, 2.08% per month on a daily basis until the amount is fully repaid to us. For example we reserve the right to refuse any Balance Transfer requests including Balance Transfers from overdue accounts, exceeded Credit Limits, overdrafts, loans, HP agreements or any Amex accounts. We are not liable for any overdue payments or interest incurred. Payments to card companies will normally be made within 30 days from receipt of your statements and we will advise you when payment is made. We may charge a handling fee in relation to Balance Transfers. Any such handling fee will be 2% of the Balance Transferred
Online Fraud Guarantee: When you use your Card online you will not be held responsible for unauthorised charges.
American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers. These benefits derive from contracts which AESEL has made with third parties which AESEL is free to amend, extend or terminate at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will aim to inform you 30 days in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance made between AESEL and certain insurers, including Purchase Protection and Refund Protection. You will lose these benefits if you cease to be a Cardmember. Exclusions apply. Full details of the insurance benefits currently available can be found in the Summary of Benefits document. Written details are available on request. Credit available subject to status to UK residents aged 18 years old or over. The Platinum Moneyback Card is offered by American Express Services Europe Limited. Registered Office: Belgrave House 76 Buckingham Palace Road London SW1W 9AX. Registered in England and Wales with Number: 1833139
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1 For the Credit Card, you will be awarded 1 BA Mile for virtually every £1 you spend. BA Miles are not earned on Balance Transfers, Cash Advances, American Express Traveler Cheques purchases, Foreign Exchange and Express cash transactions, interest, any spending in excess of your credit limit, charges for dishonoured cheques, late payment or referral charges and American Express Credit Card finance charges. Written details available on request.
2 The bonus BA Miles will be awarded onto your account once you have been approved and you have made your first transaction. Credit Cardmembers will receive 1,000 bonus BA Miles when they spend £500 within the first 3 months of cardmembership. Please note that it can take up to one month for bonus BA Miles to be awarded to your account.
3 American Express may vary the %APR, interest rates and other charges from time to time. Minimum monthly payment 2.5% of the outstanding balance or £5, whichever is greater. A minimum credit limit of £700 will be available. You may pay off your balance in full at any time. The standard interest rate is typical 19.9% APR variable (1.39% per month) for goods and services and 27.9% p.a. (2.08% per month) for cash withdrawals. Written details are available on request. Subject to terms and conditions. Applicants must be 18 years old or over. Approval subject to status. The information relating to the financial benefits and services of the card is the responsibility of American Express Services Europe Limited and British Airways accepts no responsibility for inaccuracies. The British Airways American Express Cards are offered by American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London SW1W 9AX. Registered in England and Wales with Number: 1833139.
4 Online Fraud Guarantee: When you use your Card online you will not be held responsible for unauthorised charges.
5 American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers. These benefits derive from contracts which AESEL has made with third parties which AESEL is free to amend, extend or terminate at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will aim to inform you 30 days in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance made between AESEL and certain insurers, including Purchase Protection and Refund Protection. You will lose these benefits if you cease to be a Cardmember. Exclusions apply. Full details of the insurance benefits currently available can be found in the Summary of Benefits document.
Written details are available on request. Applicant must be 18 years old or over.
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For the Premium Plus Card, you will be awarded 1.5 BA Miles for virtually every £1 you spend and 3 BA Miles for virtually every £1 you spend direct with British Airways and British Airways Holidays. BA Miles are not earned on Balance Transfers, Cash Advances, American Express Traveler Cheques purchases, Foreign Exchange and Express cash transactions, interest, any spending in excess of your credit limit, charges for dishonoured cheques, late payment or referral charges and American Express Credit Card finance charges. Written details available on request.
2 The Bonus BA Miles will be awarded onto your account once you have been approved and you have spent a minimum of £3000 on goods and services purchased and charged to the account within 3 months of account opening. Premium Plus Cardmembers will receive 18,000 bonus BA Miles. Please note that it can take up to one month for bonus BA Miles to be awarded to your account. Closing date for this offer is 19 July 2010. Upgrades from the British Airways American Express® Credit Card are not eligible to receive this bonus BA Miles offer.
3 American Express may vary the %APR, interest rates and other charges from time to time. Minimum monthly payment 2.5% of the outstanding balance or £5, whichever is greater. You may pay off your balance in full at any time. The standard interest rate for goods and services is typical 46.0% APR variable (1.39% per month) based on an average line of credit of £1,500. The standard interest rate for cash withdrawals is 27.9% p.a. (2.08% per month).
Charges:
a) An annual fee of £150 will be applied
b) There is a conversion commission of 2.99% on foreign charges.
c) There is a £3 fee for copies of records of transactions and a £5 fee for copies of statements (please note that your statements sent to you each month when you have used your card will not incur this charge).
d) There is a cash withdrawal charge which is £3 or 3% of the withdrawal (whichever is the greater).
4 Online Fraud Guarantee: When you use your Card online you will not be held responsible for unauthorised charges.
5 American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers. These benefits derive from contracts which AESEL has made with third parties which AESEL is free to amend, extend or terminate at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will aim to inform you 30 days in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance made between AESEL and certain insurers, including Purchase Protection and Refund Protection. You will lose these benefits if you cease to be a Cardmember. Exclusions apply. Full details of the insurance benefits currently available can be found in the Summary of Benefits document. Written details are available on request. Applicant must be 18 years old or over. Subject to terms and conditions. Applicants must be 18 years old or over. Approval subject to status. The information relating to the financial benefits and services of the card is the responsibility of American Express Services Europe Limited and British Airways accepts no responsibility for inaccuracies.
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1. Terms and conditions of Membership Rewards ExpressSM apply. Points are not earned on Express Cash, American Express Travellers Cheques, Foreign Exchange and other Account Charges. No points are earned in any month in which the minimum payment is not received by the due date. The minimum amount you need to pay us each month will be 10% of the total amount owing or £50, whichever is more.
2. The bonus 6,000 points will be awarded onto your account if you spend £500 within the first 3 months of cardmembership. Please note that it may take up to one month to credit the award to your account.
A dormancy fee of £20 per year will be payable by you if the aggregate amount of all transactions, other than cash advances & balance transfers, that have taken place during the preceding 12 months is £0.
The APR on goods and services will be 0% p.a. for your first 6 months as a Cardmember and thereafter the standard interest rate is typical 17.9% APR variable (1.39% per month) for goods and services and 27.9% interest p.a. including cash transaction charge for cash withdrawals. The low goods and services rate of 0% will not apply if you do not pay the minumum amount each month. Goods and servcies do not include Balance Transfers, Cash Advances, American Express Travellers Cheque purchases, Foreign Exchange and Express cash transactions, interst, any spending in excess of your Credit Limit, charges for dishounoured cheques, late payment or referral charges and American Express Credit Card finance charges. American Express may vary the %APR, interest rate and other charges from time to time.
3. Online Fraud Guarantee: When you use your Card online you will not be held responsible for unauthorised charges.
4. American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers. These benefits derive from contracts which AESEL has made with third parties which AESEL is free to amend, extend or terminate at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will aim to inform you 30 days in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance made between AESEL and certain insurers, including Purchase Protection and Refund Protection. You will lose these benefits if you cease to be a Cardmember. Exclusions apply. Full details of the insurance benefits currently available can be found in the Summary of Benefits document. Written details are available on request. Credit available subject to status to UK residents aged 18 years old or over. The Express Rewards Credit Card is offered by American Express Services Europe Limited. Registered Office: Belgrave House 76 Buckingham Palace Road London SW1W 9AX. Registered in England and Wales with Number: 1833139
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1.For the Platinum Card, the 40,000 Membership Rewards bonus points will be awarded onto your account once you have been approved and you have spent and charged £1,500 within the first 3 months of Cardmembership. Please note that it can take up to one month for bonus points to be awarded to your account. Valid until midnight on 2 August 2010.
2. Online Fraud Guarantee: When you use your Card online you will not be held responsible for unauthorised charges.
3.American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers. These benefits derive from contracts which AESEL has made with third parties which AESEL is free to amend, extend or terminate at its sole discretion. These benefits do not form part of AESEL's contract with you, but AESEL will aim to inform you 30 days in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance made between AESEL and certain insurers, for example travel insurance benefit. You will lose these benefits if you cease to be a Cardmember. Exclusions apply. Full details of the insurance benefits currently available can be found in the Summary of Benefits document which will be provided with your Card. Please read this document to understand the limits and exclusions that may apply. For further details please call American Express Insurance Services on 0870 6000 342.
Written details are available on request. Applicant must be 18 years old or over.The Platinum Card from American Express offered by American Express Services Europe Limited. Registered Office: Belgrave House 76 Buckingham Palace Road London SW1W 9AX. Registered in England and Wales with Number: 1833139
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1. For the Gold Card, the 20,000 Membership Rewards bonus points will be awarded onto your account once you have been
approved and you have spent £500 within the first 3 months of Cardmembership. Please note that it can take up to one month
for bonus points to be awarded to your account. Valid until midnight on 22 November 2010.
British Airways
offer - based on airline transfer redemption with British Airways Executive Club. Subject to applicable taxes, fees,
charges and surcharges. Points can be used to pay for tickets and packages, including taxes and surcharges and on any
airline that is offered through American Express Travel. Certain airlines are not available through American Express
Travel. They can also be used in part payment for a ticket.
Virgin Atlantic Offer. Upgrade Reward Terms and
Conditions. 20,000 Membership Rewards bonus points will be awarded to accounts once Cardmembers are approved and have spent
£500 within the first 3 months of membership. 20,000 miles required for round trip upgrades from Economy to Premium
Economy. Qualifying fare levels for Economy to Premium Economy apply. Only full adult fares apply. Any Economy fares booked
in Y class apply including Virgin Atlantic published, discounted, corporate, travel agent or tour operator type fares. Only
Virgin Atlantic published Economy fares booked in B or L* class apply. * For flights to and from the UK. All other ticket
types such as but not limited to discounted, corporate, travel agent or tour operator fare types are NOT applicable.
Upgrades are not valid on flights booked through Virgin Holidays. Qualifying fare levels may vary from time to time, please
check at time of booking. Flying Club upgrades cannot be used in conjunction with any promotional fare or discount. Round
trip upgrades relate to two flown sectors only. Please note double the miles are needed for round trip upgrades to and from
Sydney. Full Flying Club Terms & Conditions apply, please visit Virgin Atlantic Flying Club (please link to
https://www.virgin-atlantic.com/en/gb/frequentflyer/index.jsp) for full details. Membership reward points are not
refundable once transferred.
Points can be used to pay for tickets and packages, including taxes and
surcharges and on any airline that is offered through American Express Travel. Certain airlines are not available through
American Express Travel. They can also be used in part payment for a ticket.
2. Terms and Conditions of
Membership Rewards® apply. Points are not earned on Express Cash, American Express Travellers Cheques, Foreign
Exchange, Cash Advances and other Account Charges Including Membership Rewards fees and annual Card fees. Please read full
programme Terms and Conditions here
3. You will accure Membership
Rewards Points for transactions (other than cash advances) charged and billed to your account at
the following rates:
1 point for virtually every full pound charged per transaction.
You will also
accrue Points in addition to this for certain transaction at the rate of 2 Points for virtually every full pound
charged per transactions at major airline, car hire, rail, cruise, lodging and travel package / agencies.
You will also accrue Points in addition to this for certain transactions made in a currency other than UK Sterling
for every full pound charged.
4. Partners’ Terms and Conditions will apply.
5. You will
accrue Points in addition to this for certain transactions at the rate of 1 Point for virtually every full pound
charged per transaction at major supermarkets and petrol stations for your first year of cardmembership.
6. Online Fraud Guarantee: When you use your Card online you will not be held responsible for unauthorised
charges.
7. American Express Services Europe Limited ("AESEL") makes various benefits available to
Cardmembers. These benefits derive from contracts which AESEL has made with third parties which AESEL is free to amend,
extend or terminate at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will aim
to inform you 30 days in advance of any changes to the available benefits which may be to your detriment. One of the
benefits currently available is the benefit of contracts of insurance made between AESEL and certain insurers, for example
travel insurance benefits. You will lose these benefits if you cease to be a Cardmember. Exclusions apply. Full details of
the insurance benefits currently available can be found in the Summary of Benefits document which will be provided with
your Card. Please read this document to understand the limits and exclusions that may apply.
American Express Services
Europe Limited. Registered Office:
Belgrave House, 76 Buckingham Palace Road,
London, SW1W 9AX,
United Kingdom.
Registered in England and Wales with Number 1833139.
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